Talk to a lawyer before you talk to a buyer
Connecticut has a foreclosure mediation program and a program called EMAP that can help some homeowners keep their house. If either of those works for you, it is better than anything we can offer, and we would rather you heard that from us than found out later that nobody told you. We are a buyer. We are not your advisor, we cannot negotiate with your lender, and we are not licensed to try.
There is very often equity, and it belongs to you
Values in this part of Connecticut have moved a long way since 2020. A lot of people in foreclosure are not underwater at all — they are behind. If your house is worth more than what is owed, selling it means you pay off the mortgage and keep the difference. Letting it go to a committee sale often means you do not. That is the single most important thing to understand about where you are.
What a committee sale actually does
If a sale is ordered, the court appoints a committee attorney to run it. A Connecticut foreclosure sale clears junior liens, but senior liens and back taxes survive it. The window to act on your own terms is before a sale date is set — after that, most of the choices stop being yours.
What we do, plainly
We buy with our own funds, so there is no financing contingency and no appraisal to fail. We buy as-is. We can usually work around the date that helps you most. And we will not change our number after an inspection — if we tell you a figure, that figure is what we close at.
We will not be the highest number you can get for your house. A house in good condition, listed on the open market with time to wait, will beat us. That is simply true and anyone who tells you otherwise is selling something.
What we offer instead is certainty and no work: no repairs, no cleanout, no showings, no commission, no financing that can fall through. If we think listing it would net you more, we will tell you that — and then you should go do that.
We buy with our own funds and take title. We are not a wholesaler, we do not put your house under contract and shop it to somebody else, and we are not a lead service that sells your phone number to a list of investors.
Since July 2026 Connecticut requires anyone who does that to register with the Department of Consumer Protection and hand you a state disclosure form before you sign anything. If someone is knocking on your door, it is worth asking which one they are.
How it works
Call, text, or send the form. Tell us the address and roughly what is going on. It takes five minutes and commits you to nothing.
Usually within a couple of days. You do not clean, fix, or move anything first. We are looking at the house, not at your housekeeping.
Normally within a day of the walkthrough, in writing, with how we got there. No inspection contingency, so the number does not change later.
Take it, leave it, or think about it for six months. If you sign, our contract gives you three days to cancel for any reason — nobody requires that of us, and we do it anyway.
Towns we buy in
Questions we get
Is it too late?
Usually not. Connecticut foreclosures take a long time. But the number of options shrinks every month, and it drops sharply once a sale date is on the calendar.
Can you help me work something out with my lender?
No, and be careful with anyone who says they can. Negotiating with your lender on your behalf is a licensed activity in Connecticut. Talk to an attorney or a HUD-approved housing counselor.
Tell us about the house
No obligation, and no pressure afterward. If we are not the right answer for you, we will say so.
Six questions, about two minutes, and you do not need any paperwork in front of you — the address is enough to start. We answer personally, usually the same day. We do not sell or share your information with anyone.